Privacy Policy

Last Update: June 15, 2026

1. Introduction
Welcome to Smart Financial Solution ("we," "us," or "our"), operating at financialsolutionus.com. We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and share your information when you visit our website and use our matching service to connect with third-party lenders and financial service providers.

2. Information We Collect
To provide our referral service, we collect specific information from you when you voluntarily submit a request on our website. The information we collect is strictly limited to:
- First Name and Last Name
- Date of Birth
- Last 4 digits of your Social Security Number (SSN)
- Requested Loan Amount
- Passive Data: IP address, browser type, device information, and standard web log information collected automatically via cookies.

3. How We Use Your Information
We use the information you provide exclusively for the following purposes:
- To transmit your request to our network of independent third-party lenders, lending partners, and financial service providers to see if they can offer you a loan.
- To improve our website functionality, analyze user trends, and optimize our advertising efforts (e.g., via Facebook or Google tracking pixels).
- To comply with applicable legal and regulatory requirements.

Please note: Smart Financial Solution is not a lender. We will NOT use your information to contact you directly with loan offers, telemarketing calls, or SMS messages. All communication regarding your loan request will come directly from the matched third-party lender(s).

4. How We Share Your Information
- By clicking "Continue" or submitting your information on our website, you provide express written consent for us to share your submitted data (including your Last 4 SSN and Date of Birth) with our third-party network of lenders and financial partners.
- Third-Party Lenders: These partners use your information to determine your eligibility for a loan and may contact you directly to present offers or request further information.
- Service Providers: We may share non-personally identifiable data with analytics and advertising partners to measure the performance of our website.

5. Cookies and Tracking Technologies
We use cookies, web beacons, and similar tracking technologies to enhance your experience and track the performance of our marketing campaigns. You can instruct your browser to refuse all cookies, but this may affect the functionality of our website.

6. Data Security
We implement industry-standard security measures, including 256-bit SSL encryption, to protect your sensitive information (such as the last 4 digits of your SSN) during transmission. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

7. Third-Party Privacy Policies
Once you are redirected to a third-party lender’s website, or once a lender contacts you, their privacy policy and terms of use will govern the collection and use of your information. We strongly encourage you to review the privacy policies of any lender you are matched with.

8. Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

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